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Description
Fragile by Design: The Political Origins of Banking Crises and Scarce CreditWhy stable banking systems are so rare Why are banking systems unstable in so many countries but not in others? The United States has had twelve systemic banking crises since 1840, while Canada has had none. The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households. Analyzing the political and banking history of the United Kingdom, the United States,
Why stable banking systems are so rare
Why are banking systems unstable in so many countries--but not in others? The United States has had twelve systemic banking crises since 1840, while Canada has had none. The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households. Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents. Calomiris and Haber combine political history and economics to examine how coalitions of politicians, bankers, and other interest groups form, why they endure, and how they generate policies that determine who gets to be a banker, who has access to credit, and who pays for bank bailouts and rescues. Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation.Binding Type: Paperback
Publisher: Princeton University Press
Published: 08/04/2015
ISBN: 9780691168357
Pages: 584
Weight: 1.15lbs
Size: 8.40h x 5.70w x 1.60d
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4.2 ★★★★★
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★★★★★ 1
Asurion "Assures" nothing!
Asurion has terrible Customer Support. All machine based. They give you no phone # for human interaction. Their online Support process is very close-ended. It is a checklist designed to frustrate purchasers whose issue lies outside only the very issue.
My issue: I bought "Cuisinart TOB-40FR Custom Classic Toaster Oven Broiler, Silver (Renewed)" on May 26, 2024. It stated it had a 90 day warranty. So I bought an Asurion Protection Plan also to cover it for 3 years. The toaster started flaking off metal finish inside the oven over the cooking area. I tried to file a claim with Asurion and they told me the Manufacturers warranty was still in effect and I should contact Cuisinart. This despite the oven was sold with a Amazon Renewed verbiage stating a 90 day warranty.
And they have nothing on their "Machine Checklist" to cover this eventuality. And I would assume I am not the only one who takes the "Renewed" route and backs it up with a "Protection Plan".
They will frustrate you no end. I suspect, like many insurances, they seek to deny, deny, deny, in hopes the purchaser will give up.
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Reviewed in the United States on January 4, 2026
★★★★★ 4
GIFT CARD AS REPLACEMENT, NO CHOICE OF CHECK OR REPLACEMENT. GOOD COMPANY
PROS:
* A decent company, responsive and fair.
* Allows you to buy items from anywhere you want, and buy the warranty at Amazon.
* Provides better coverage than other warranties, and covers more, including breakage!
CON:
They don't send you a check in order to buy wherever you want, send a replacement, or give you a choice. Instead, they send you an Amazon Gift Card. That's OK if you're a big Amazon shopper, but sometimes, you can get a better price elsewhere.
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Reviewed in the United States on December 10, 2025
★★★★★ 5
Asurion has been outstanding. Their customer service is quick, reliable, and efficient.
Every time I’ve had a problem, Asurion has been outstanding. Their customer service is quick, reliable, and efficient, and they handle claims with minimal hassle. It’s reassuring to know they actually follow through and resolve issues promptly.
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Reviewed in the United States on April 16, 2026
★★★★★ 5
Good protection, easy process
First time filing a claim. Super easy and fast. Nice to have have protection and a smooth claims process when the unfortunate happens..
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Reviewed in the United States on April 25, 2026
★★★★★ 5
Ease of making a claim and quick return time for claim.
Very easy to work with.
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Reviewed in the United States on May 21, 2026
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