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Description
MOSAIC America's Bank: The Epic Struggle to Create the Federal ReserveA tour de force of historical reportage, Americas Bank illuminates the tumultuous era and remarkable personalities that spurred the unlikely birth of Americas modern central bank, the Federal Reserve. Today, the Fed is the bedrock of the financial landscape, yet the fight to create it was so protracted and divisive that it seems a small miracle that it was ever established. For nearly a century, America, alone among developed nations, refused to
A tour de force of historical reportage, America’s Bank illuminates the tumultuous era and remarkable personalities that spurred the unlikely birth of America’s modern central bank, the Federal Reserve. Today, the Fed is the bedrock of the financial landscape, yet the fight to create it was so protracted and divisive that it seems a small miracle that it was ever established.For nearly a century, America, alone among developed nations, refused to consider any central or organizing agency in its financial system. Americans’ mistrust of big government and of big banks—a legacy of the country’s Jeffersonian, small-government traditions—was so widespread that modernizing reform was deemed impossible. Each bank was left to stand on its own, with no central reserve or lender of last resort. The real-world consequences of this chaotic and provincial system were frequent financial panics, bank runs, money shortages, and depressions. By the first decade of the twentieth century, it had become plain that the outmoded banking system was ill equipped to finance America’s burgeoning industry. But political will for reform was lacking. It took an economic meltdown, a high-level tour of Europe, and—improbably—a conspiratorial effort by vilified captains of Wall Street to overcome popular resistance. Finally, in 1913, Congress conceived a federalist and quintessentially American solution to the conflict that had divided bankers, farmers, populists, and ordinary Americans, and enacted the landmark Federal Reserve Act.
Roger Lowenstein—acclaimed financial journalist and bestselling author of When Genius Failed and The End of Wall Street—tells the drama-laden story of how America created the Federal Reserve, thereby taking its first steps onto the world stage as a global financial power. America’s Bank showcases Lowenstein at his very finest: illuminating complex financial and political issues with striking clarity, infusing the debates of our past with all the gripping immediacy of today, and painting unforgettable portraits of Gilded Age bankers, presidents, and politicians.
Lowenstein focuses on the four men at the heart of the struggle to create the Federal Reserve. These were Paul Warburg, a refined, German-born financier, recently relocated to New York, who was horrified by the primitive condition of America’s finances; Rhode Island’s Nelson W. Aldrich, the reigning power broker in the U.S. Senate and an archetypal Gilded Age legislator; Carter Glass, the ambitious, if then little-known, Virginia congressman who chaired the House Banking Committee at a crucial moment of political transition; and President Woodrow Wilson, the academician-turned-progressive-politician who forced Glass to reconcile his deep-seated differences with bankers and accept the principle (anathema to southern Democrats) of federal control. Weaving together a raucous era in American politics with a storied financial crisis and intrigue at the highest levels of Washington and Wall Street, Lowenstein brings the beginnings of one of the country’s most crucial institutions to vivid and unforgettable life. Readers of this gripping historical narrative will wonder whether they’re reading about one hundred years ago or the still-seething conflicts that mark our discussions of banking and politics today.
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4.0 ★★★★★
Based on 21 reviews
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Product Reviews
★★★★★ 5
Sturdy and long lasting.
These balls are a favorite of my Sheltie! She loves to chase after them and catch them in the air. My dog is not a chewer so I can't say how they hold up under aggressive circumstances! They do last a long time .
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Reviewed in the United States on August 3, 2025
★★★★★ 5
Dog loves this ball
Our dog loves it!
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Reviewed in the United States on April 15, 2026
★★★★★ 5
Your fur kid will thank you!
Color: Yellow Green, Size: 6 Inch
My dog absolutely LOVES this toy! I recently adopted a rescue & wasn’t sure what she might like, so I bought this in a 6” size for a 50# shep/lab/hound. The ball comes with a cute little pump with needle which only takes a few seconds to inflate. I put the ball outside for her; she wasn’t sure of it at first but it didn’t take her long to realize how fun it was to throw around & chase. She throws it up in the air by the loops & runs all over the yard with it & it’s so comical to watch! It seems pretty durable & well made - I’m shocked she hasn’t punctured it by now, but if she does I will definitely buy her another….and another. This is easily her favorite toy. I highly recommend it for your fur kid - you won’t be disappointed, & neither will they..
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Reviewed in the United States on April 21, 2026
★★★★★ 5
First ball was great!
Color: Black Green, Size: 8 Inch
This ball was great! My dog loves it. I ordered another smaller one. It had no pump and the inside was separated from the outside piece so it couldn’t be pumped up.
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Reviewed in the United States on May 18, 2026
★★★★★ 5
Fun and durable
Color: Flag, Size: 6 Inch, Color: Flag, Size: 6 Inch
I have a 5 month old teething Whippet puppy and this toy is a favorite. She loves carrying it around by the straps, playing tug, and trying to chew it. I think it’s pretty tough and durable for someone her size. I could see how a shepherd might destroy it quickly, though.
I was surprised to find you have to inflate it, but the pump and needles are included and it hasn’t lost any air over several days of rough play. (I kick it and toss it to her. We tug with the straps. She carries it everywhere.) The material feels like a heavy duty soccer ball, just smaller. It’s the perfect size for her.
I’d definitely buy it again.
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Reviewed in the United States on May 1, 2026